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Toni F. Ryan
Apr 2, 20243 min read
What is Private Mortgage Insurance? (PMI): A Guide for First-Time Homebuyers
When you get ready to apply for a loan to buy a home or refinance your current mortgage, you're going to notice many unfamiliar terms...
Toni F. Ryan
Sep 21, 20232 min read
Navigating High Mortgage Rates? Consider the 2-1 Buydown Loan
Buying your dream home is an exciting journey, but it can be daunting, especially when mortgage rates are high (and on the rise.)...
Toni F. Ryan
Mar 23, 20234 min read
What is Loan-to-Value (LTV) and why it matters when securing a home mortgage?
When you get ready to apply for a loan to buy a home or refinance your current mortgage, you're going to notice many unfamiliar terms...
Toni F. Ryan
Aug 14, 20182 min read
How Does a Home Appraisal Work?
During most real estate transactions, it will be necessary to have a home appraisal completed. This formal process of evaluation is the...
Toni F. Ryan
Jul 25, 20182 min read
Understanding Advertised Mortgage Rates in California
Advertisements for home loan offerings are everywhere. Online, on TV, driving down the street, or listening to the radio, mortgage loans...
Toni F. Ryan
Feb 1, 20152 min read
Types of Home Loans Available for California Home Buyers
There are many home loan types to consider when seeking financing to purchase a home. The loan you choose will have a long term effect...
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